If you work in education in New Hampshire, ask us about educator group discounts. Hanover, one of the carriers we work with, has a broad educator group discount program in New Hampshire: eligible educators may save up to 10% on Hanover home and auto policies. Most people who work in education may qualify; we confirm eligibility when we quote, then compare the Hanover option with our other carriers.
How the New Hampshire educator discount works
Group discounts like this one come from the insurance carrier, not from a school or a union. Hanover decides who is eligible and how the discount applies, and we handle the checking for you when we quote. Eligible educators may save up to 10% on Hanover home and auto. Eligibility is confirmed when we quote, and we’ll tell you exactly what applies to your policy.
Who should ask
The program casts a wide net. If you work in education in New Hampshire, we want to hear from you, including:
- Public and private K-12 teachers
- College and university faculty
- Paraprofessionals and other school support staff
- Principals and other school administrators
- Substitute teachers
- Retired educators
Most people who work in education may qualify; we confirm eligibility when we quote.
Educators from Manchester to the Seacoast
We work with educators in districts across the state, including the largest systems, such as Manchester, Nashua and Concord, and Seacoast districts like Portsmouth, Dover, Rochester and Exeter. Teachers in cooperative districts, such as Oyster River in Durham and the Exeter Region Cooperative, can ask us too.
Many New Hampshire educators are members of groups like NEA-New Hampshire. We aren’t connected to any union or association, and you don’t need to belong to one to ask us about educator group discounts. If you do belong to educator groups, mention them when you call.
It’s important to let us know what associations or alumni groups you belong to when you call.
Jon Merwin, Founder and CEO, Portsmouth Atlantic Insurance
Coverage notes for New Hampshire educators
New Hampshire’s auto insurance rules
New Hampshire doesn’t require most drivers to buy auto insurance, but you’re still financially responsible if you cause a crash. Most teachers we work with carry a full auto policy, and it’s worth choosing liability limits that protect your home and savings. An umbrella policy can add another layer.
Commuting between towns
Plenty of New Hampshire teachers live in one town and teach in another, with daily drives on Route 101, the Spaulding Turnpike or I-93. Accurate mileage helps your auto quote, and it’s a good time to review your deductibles.
Grading, gear and a home office
If you keep a laptop, books or classroom supplies at home, your homeowners or renters policy may cover your own property. Equipment owned by your school usually falls under the district’s coverage, so check with your school about anything it issued you.
Bundling home and auto
Bundling home and auto with one carrier can open more discounts, but it isn’t always the right fit. We’ll show you a Hanover option with any educator discount you qualify for next to quotes from other carriers.
Why work with Portsmouth Atlantic
We have been an independent agency since 2005 and work with 40+ carriers, so an educator discount is one option we price, not the only one. We charge no agency or broker fees. We are licensed in 10 states and are New Hampshire’s highest-rated agency on Google, with 1,000+ Google reviews. Clients have also shared over 2,000 testimonials (read them here).
We’re based in Portsmouth and help clients across the state; see our New Hampshire insurance agency page. If you’re also a college or university graduate, Hanover’s alumni and educator group discounts may be combined; we confirm eligibility when we quote. Our alumni insurance discounts guide covers the alumni discount.
Teach in Maine? See our Maine teacher and educator discounts page.
Get your quote
Fill out the form below and we will follow up with your options. Prefer to talk? Call (603) 431-4020 or use our quote page.
Frequently asked questions
How much is the educator discount in New Hampshire?
Eligible New Hampshire educators may save up to 10% on Hanover home and auto policies. Most people who work in education may qualify; we confirm eligibility when we quote.
Who counts as an educator?
The program is broad. Public and private K-12 teachers, college and university faculty, administrators, paraprofessionals and support staff, substitutes and retired educators can all ask, whether you work in Manchester, Nashua, Concord, the Seacoast or a smaller town. We confirm eligibility when we quote.
Do I need to be an NEA-New Hampshire member?
No union or association membership is needed to ask us about educator group discounts; we confirm eligibility when we quote. Portsmouth Atlantic Insurance is not affiliated with or endorsed by NEA-New Hampshire.
I’m a substitute, paraprofessional or retired teacher. Can I ask?
Yes, please do. Most people who work in education may qualify, including substitutes, support staff and retirees. We confirm eligibility when we quote.
Can I combine an educator discount with an alumni discount?
They may be combined. If you work in education and also hold a college or university degree, Hanover’s educator and alumni group discounts may both apply to your home and auto policies; we confirm eligibility when we quote.
Portsmouth Atlantic Insurance is an independent insurance agency. We are not affiliated with, endorsed by, or an official insurance partner of NEA-New Hampshire, the New Hampshire Department of Education, or any school district or school named on this page, and this is not an association or union insurance program. Names are used only to describe who may be eligible for a carrier discount. Any educator group discount is offered by Hanover, an insurance carrier. Discounts may vary by carrier and eligibility, are subject to underwriting and carrier rules, and can change.