If you work in education in Maine, you may be able to lower what you pay for home and auto insurance. Hanover, one of the carriers we work with, offers Maine educators a 10% group discount on home and auto policies, and the program is broad: teachers, faculty, school staff and retired educators can all ask. Most people who work in education may qualify; we confirm eligibility when we quote, then compare the Hanover option with our other carriers.
What the Maine educator discount covers
- Carrier: Hanover
- Discount: 10% group discount for educators and teachers
- Policies: home and auto
- Where: Maine policies
- Eligibility: broad; most people who work in education may qualify; we confirm eligibility when we quote
Who may qualify
Hanover’s educator discount casts a wide net. You don’t have to be a classroom teacher in a big district to ask. If you work in education in Maine, we want to hear from you, including:
- Public and private K-12 teachers, from Portland or Bangor to a small independent or parochial school
- College and university faculty
- Paraprofessionals, ed techs and other school support staff
- Principals and other school administrators
- Substitute teachers
- Retired educators
Most people who work in education may qualify; we confirm eligibility when we quote. Discounts vary by eligibility, so we check before you count on it.
Teaching across Maine, from Portland to Bangor
We work with educators from districts of every size. That includes the larger city systems, such as Portland Public Schools, Lewiston, Bangor, Auburn, South Portland, Biddeford, Sanford and Scarborough, and regional districts like RSU 14 (Windham and Raymond) and MSAD 6 (Bonny Eagle). Closer to our office, we also help teachers in York and Kittery.
Many Maine educators are also members of groups like the Maine Education Association. We aren’t connected to any union or association, and you don’t need to belong to one to ask us about the educator discount. If you do belong to educator groups, mention them when we talk.
It’s important to let us know what associations or alumni groups you belong to when you call.
Jon Merwin, Founder and CEO, Portsmouth Atlantic Insurance
Insurance questions teachers in Maine often ask
Driving for school
Coaching, advising a club or driving to a second school building can put extra miles on your car. Let us know how you use your car for work so your auto policy reflects it, and check your district’s rules before you drive students in your own vehicle.
Summer jobs and tutoring at home
Many teachers tutor, run a summer camp program or take on seasonal work. A standard homeowners policy may limit coverage for a business run from home, so tell us about side work and we’ll look at whether you need more.
Rural roads and Maine winters
Long commutes on two-lane roads and winter weather are a good reason to review your auto limits, deductibles and comprehensive coverage (which typically covers deer collisions). A discount helps, but the right coverage matters more after a claim.
Moving for a new district job
If you’re changing districts and buying your first home, it’s a natural time to bundle home and auto and see whether the Hanover educator discount fits. Condo owners can ask about condo (HO-6) coverage too.
How we compare options
We have been an independent agency since 2005 and work with 40+ carriers, so an educator discount is one option we price, not the only one. We charge no agency or broker fees on personal lines. We are licensed in 10 states, have more than 1,000 Google reviews, and are the most-reviewed independent agency in New Hampshire, with over 2,000 client testimonials (read them here).
Our Portsmouth, New Hampshire office is just over the bridge from Kittery, and we serve homeowners and drivers across Maine. See our Maine homeowners and second-home insurance guide for more on coverage in the state. If you also hold a college or university degree, Hanover’s alumni and educator group discounts may be combined; we confirm eligibility when we quote. Our alumni insurance discounts guide explains the alumni discount.
Teach in New Hampshire instead? Call us at (603) 431-4020 and ask about educator group discounts there too.
Other Maine group discounts: Hanover offers a 5% discount on home and auto for nurses and medical professionals, police, firefighters and EMS, and military members. They may be combined with other group discounts; we confirm eligibility when we quote.
Get your quote
Fill out the form below and we will follow up with your options. Prefer to talk? Call (603) 431-4020 or use our quote page.
Frequently asked questions
How much is the teacher discount in Maine?
Hanover offers Maine educators a 10% group discount on home and auto policies. Most people who work in education may qualify; we confirm eligibility when we quote.
Who counts as an educator for this discount?
Hanover’s educator discount is broad. Public and private K-12 teachers, college and university faculty, administrators, paraprofessionals and support staff, substitutes and retired educators can all ask. Most people who work in education may qualify; we confirm eligibility when we quote.
I’m a substitute, paraprofessional or retired teacher. Can I ask?
Yes, please do. Most people who work in education may qualify, including substitutes, support staff and retirees. We confirm eligibility when we quote, so you’ll know before you decide.
Do I have to be a Maine Education Association member?
No union or association membership is needed to ask us about the educator discount; we confirm eligibility when we quote. Portsmouth Atlantic Insurance is not affiliated with or endorsed by the Maine Education Association.
Can I combine the educator discount with an alumni discount?
Yes, they may be combined. If you work in education and also hold a college or university degree, Hanover’s educator and alumni group discounts may both apply to your home and auto policies; we confirm eligibility when we quote.
Portsmouth Atlantic Insurance is an independent insurance agency. We are not affiliated with, endorsed by, or an official insurance partner of the Maine Education Association, the Maine Department of Education, or any school district or school named on this page, and this is not an association or union insurance program. Names are used only to describe who may be eligible for a carrier discount. The educator discount is offered by Hanover, an insurance carrier. Discounts may vary by carrier and eligibility, are subject to underwriting and carrier rules, and can change.