Thank you for your service. Hanover, one of the carriers we work with, offers members of the armed forces a 5% group discount on home and auto insurance in Maine. Active duty, National Guard and reserve members may qualify; we confirm eligibility when we quote. Veterans and retirees, please ask us; we’ll check what applies rather than promise it.
Who should ask
- Active duty members of any branch living in Maine
- Maine Army and Air National Guard members
- Reserve members
- Veterans and military retirees: ask us, and we’ll confirm whether you qualify
Discount at a glance
- Carrier: Hanover
- Discount: 5% group discount for armed forces
- Policies: home and auto, Maine policies
- Combining: may be combined with other Hanover group discounts, such as the alumni discount; we confirm eligibility when we quote
Serving Maine’s military community
Our office in Portsmouth sits across the river from Portsmouth Naval Shipyard in Kittery, and many service members assigned there live in Kittery, York, Eliot and nearby towns. We also work with Maine National Guard members from units across the state, from Augusta and Brunswick to Bangor. Civilian employees at the shipyard are welcome to call too; we’ll check which discounts fit your situation.
It’s important to let us know what associations or alumni groups you belong to when you call.
Jon Merwin, Founder and CEO, Portsmouth Atlantic Insurance
Insurance for military life
Deployment and storing a car
If you’re deploying or training away from home, you may be able to reduce coverage on a car you won’t drive, rather than canceling it outright. Keeping comprehensive coverage protects against theft or damage while it’s stored, and avoids a gap in coverage. Talk to us before you leave.
PCS moves and new orders
Moving to or from Maine on orders changes your auto and home needs. Let us know your timeline so your new policy starts when you need it. We’re licensed in 10 states, which helps when your next move takes you beyond Maine.
Renting near the shipyard or base
If you rent off base, a renters policy covers your belongings and personal liability. Your landlord’s policy covers the building, not your things.
Guard and reserve members with civilian jobs
Guard and reserve members juggle two schedules. If you own a home and drive to drill weekends, make sure your coverage reflects both. An umbrella policy adds liability protection for your household.
How we compare options
Hanover’s group discounts may be combined, including with the alumni discount for college and university graduates; we confirm eligibility when we quote. Our alumni insurance discounts guide covers the alumni discount for college and university graduates.
We have been an independent agency since 2005 and work with 40+ carriers, so a group discount is one option we price, not the only one. We charge no agency or broker fees on personal lines. We are licensed in 10 states, have more than 1,000 Google reviews, and are the most-reviewed independent agency in New Hampshire, with over 2,000 client testimonials (read them here).
See our Maine homeowners and second-home insurance guide for more on coverage in the state.
Get your quote
Fill out the form below and we will follow up with your options. Prefer to talk? Call (603) 431-4020 or use our quote page.
Frequently asked questions
How much is the military discount in Maine?
Hanover offers a 5% group discount on home and auto policies in Maine for members of the armed forces. Active duty, National Guard and reserve members may qualify; we confirm eligibility when we quote.
Do veterans qualify?
Ask us. We’ll check whether veterans and military retirees qualify under Hanover’s rules rather than promise it. Either way, we’ll compare options across our carriers.
Can I combine the military discount with the alumni discount?
Hanover’s group discounts may be combined, including the armed forces discount and the alumni discount for college and university graduates. We confirm eligibility when we quote.
Should I cancel my car insurance while I’m deployed?
Talk to us first. You may be able to reduce coverage on a stored car rather than cancel it, which keeps comprehensive protection in place and avoids a gap in coverage.
Portsmouth Atlantic Insurance is an independent insurance agency. We are not affiliated with, endorsed by, or an official insurance partner of the U.S. Department of Defense, any branch of the U.S. armed forces, the Maine National Guard, Portsmouth Naval Shipyard, or any veterans organization, and use of these names does not imply government endorsement. Names are used only to describe who may be eligible for a carrier discount. The discount is offered by Hanover, an insurance carrier. Discounts may vary by carrier and eligibility, are subject to underwriting and carrier rules, and can change.