Graduated from the University of Southern Maine? Your degree may lower what you pay for home and auto insurance. Hanover, one of the carriers we work with, offers college and university graduates a 10% alumni discount on home and auto policies in Maine and New Hampshire, and USM graduates may qualify. Portsmouth Atlantic Insurance can check your eligibility and compare that option with our other carriers.
Who may qualify
Hanover’s alumni discount is based on your degree, so a USM degree is what counts. It doesn’t matter whether you studied in Portland, Gorham or Lewiston-Auburn, or how long ago you graduated, and you don’t need to belong to an alumni association. Discounts may vary by carrier and eligibility.
Southern Maine homes, from Portland to Gorham
Many USM graduates live in southern Maine, and the housing mix there shapes what coverage makes sense.
Portland condos and multi-family homes
If you own a condo on the peninsula or in South Portland, you’ll usually need an HO-6 policy that works with the association’s master policy. If you own a two- or three-family and live in one unit, the policy needs to account for the rental units and your tenants. Ask us how the alumni discount would apply to the policy you need.
Single-family homes in Gorham, Westbrook and Scarborough
Suburban buyers often bundle home and auto for the first time. We price the Hanover alumni option side by side with other carriers, because the right fit depends on the house, the cars and the coverage you want, not only the discount.
Commuting on Maine roads
Winter driving on I-295 and the Maine Turnpike is a good reason to review your auto limits and deductibles. A discount helps, but the right coverage matters more when something goes wrong.
It’s important to let us know what associations or alumni groups you belong to when you call.
Jon Merwin, Founder and CEO, Portsmouth Atlantic Insurance
Serving southern Maine from Portsmouth
Our Portsmouth, New Hampshire office is just over the bridge from Kittery, and we help homeowners and drivers across southern Maine. See our Maine homeowners and second-home insurance guide for more on coverage in the state.
We have been an independent agency since 2005 and work with 40+ carriers, so the alumni discount is one option we price, not the only one. We charge no agency or broker fees on personal lines. We are licensed in 10 states, have more than 1,000 Google reviews, and are the most-reviewed independent agency in New Hampshire, with over 2,000 client testimonials (read them here).
Went to another school? See our alumni insurance discounts guide for the state-by-state details.
Get your quote
Fill out the form below and we will follow up with your options. Prefer to talk? Call (603) 431-4020 or use our quote page.
Frequently asked questions
Do I need to be a member of the USM alumni association?
No. Hanover’s alumni discount is for college and university graduates, so your USM degree is what matters. Discounts may vary by carrier and eligibility.
Does the discount apply to condos and multi-family homes in Portland?
The alumni discount applies to Hanover home and auto policies in Maine and New Hampshire. Whether and how it applies to a condo or an owner-occupied multi-family policy depends on the policy, so ask us and we’ll check.
I graduated from USM but now live in Massachusetts. Can I get it?
Hanover does not currently offer an alumni discount in Massachusetts. We can still compare home and auto options for you across our carriers.
Is Portsmouth Atlantic Insurance connected to USM?
No. We are an independent agency and are not affiliated with or endorsed by the University of Southern Maine or its alumni association. The discount comes from Hanover, an insurance carrier.
Portsmouth Atlantic Insurance is an independent insurance agency. We are not affiliated with, endorsed by, or an official insurance partner of the University of Southern Maine or its alumni association, and we do not offer exclusive alumni programs. The school name is used only to describe who may be eligible for a carrier discount. Discounts may vary by carrier and eligibility, are subject to underwriting and carrier rules, and can change.