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What is an HOA Insurance Policy?

HOA insurance policy

Reviewed by Jon Merwin, Founder and CEO · Published March 22, 2024 · Updated October 7, 2026 · Editorial policy Article updated: 04/2026 Understanding HOA Insurance Policies: What Every Homeowner Should Know HOA insurance protects the shared structures and common…

Do I Need Home Insurance?

Do I Need Home Insurance?

Do I need home insurance?. In this post, we’ll go over all the benefits of having homeowners insurance, why it’s truly essential to protect your home

What is an Insurance Declaration Page?

Reviewed by Jon Merwin, Founder and CEO · Published February 15, 2024 · Updated September 30, 2026 · Editorial policy Understanding the Insurance Declaration Page: A Guide for Policyholders Insurance can be complex, and there can be areas of insurance…

Our Guide to Landlord Insurance

Landlord Insurance

Reviewed by Jon Merwin, Founder and CEO · Published February 10, 2024 · Updated October 8, 2026 · Editorial policy Our Guide to Landlord Insurance: What You Need to Know to Protect Your Rental Property As a landlord, protecting your…

Does Homeowners Insurance Cover Roof Replacement?

Does Homeowners Insurance Cover Roof Replacement?

Reviewed by Jon Merwin, Founder and CEO · Published February 1, 2024 · Updated September 30, 2026 · Editorial policy Does Homeowners Insurance Cover Roof Replacement? Article updated: 04/2026 Homeowners insurance coverage is a vital component of home ownership. It…

Does Homeowners Insurance Cover Basement Flooding?

Does Homeowners Insurance Cover Basement Flooding?

By Jon Merwin, Founder and CEO, Licensed Insurance Advisor Key takeaways Homeowners insurance usually pays when basement water comes from a sudden break inside the house, like a burst pipe or a failed water heater. Water that rises from the…

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