By Jon Merwin, Founder and CEO
National General is one of the home insurance carriers we compare for clients across New England, including owners of higher-value homes. As an independent agency, we don’t sell only one company. We put National General side by side with our other carriers and explain where it fits for your home.
Portsmouth Atlantic Insurance is a family-owned independent agency founded in 2005 and licensed in 10 states. We work with 40+ carriers. New Hampshire’s highest-rated agency on Google · 1,000+ Google reviews and over 2,000 testimonials.
Where National General fits among our carriers
Among our carriers, National General fits homes up to about $5 million. For many homes that are more valuable than average, that makes it worth comparing with Openly, which fits a similar range, and with Chubb and Cincinnati, which write homes at any dwelling limit. Read more about how we choose carriers.
Coastal and high-value homes
For homes on the New Hampshire Seacoast, the Massachusetts coast or the Connecticut shoreline, the main questions are usually rebuilding cost, wind deductibles and flood. Availability varies by state and by home, so we’ll confirm whether National General is an option for yours. In Connecticut, we can write National General homeowners policies and rental dwellings up to four-family. See our guides for New Hampshire, coastal Massachusetts and Connecticut.
Second and seasonal homes
Second homes bring their own questions: who checks on the house in winter, whether it has water-leak or low-temperature monitoring, and whether it’s ever rented. Each can affect which carrier fits. See our page on secondary and seasonal home insurance.
Flood is separate
Homeowners policies generally don’t cover flood. For coastal and riverfront homes, we quote flood alongside the home policy, comparing NFIP and private flood options. Learn more on our flood insurance page.
What to have ready for a quote
- The property address, square footage and year built
- Updates to the roof, wiring, plumbing and heating, with approximate years
- How the home is used: primary, second home, or rented at times
- Your current declarations page and renewal date
When you have a claim
Call us first at (603) 431-4020. We help you report the claim to the carrier, explain what to gather, such as photos, receipts, appraisals and repair estimates, and follow up with the carrier until the claim is resolved. The carrier makes the coverage decision, and we stay involved throughout. Carrier claim contacts are also listed in our carrier directory.
Want to see how National General compares?
Send us a few details and we’ll compare it with our other carriers for your home. Call (603) 431-4020.
Every carrier makes its own underwriting decisions, and coverage, forms and availability vary by state and policy. Nothing on this page is a promise of coverage or eligibility. We confirm the details for your home before you rely on a policy.
Frequently asked questions
Do you write National General home insurance?
Yes. National General is one of the home carriers we work with, and we compare it with our other carriers so you can see which fits your home. In Connecticut, we can write National General homeowners policies and rental dwellings up to four-family. Availability varies by state and by home.
What size home does National General fit?
Among our carriers, National General fits homes up to about $5 million. For larger or more complex homes, we also compare carriers that write homes at any dwelling limit, such as Chubb and Cincinnati.
Can National General insure a second home?
It may, depending on the home, its location and how it is used. Tell us who checks on the house, what monitoring it has and whether it is rented, and we will confirm the options.
Does National General home insurance cover flood?
Homeowners policies generally exclude flood, so flood needs its own policy. We can quote NFIP and private flood options alongside your home policy.
Will you help if I have a claim with National General?
Yes. Call us first at (603) 431-4020. We help you report the claim, explain what to gather and follow up with the carrier until it is resolved. The carrier makes the coverage decision.
By Jon Merwin, Founder and CEO
Family-owned since 2005, with 1,000+ Google reviews and over 2,000 testimonials. Meet our team.