Reviewed by Jon Merwin, owner, Portsmouth Atlantic Insurance

People usually land on this page with one question: why work with a small independent agency instead of calling an insurance company directly? Here’s the short version, with the numbers we can back up.

The most-reviewed independent agency in New Hampshire

Portsmouth Atlantic Insurance is the most-reviewed independent insurance agency in New Hampshire, with 1,000+ Google reviews across our two offices. A sample is on our client feedback page.

30+ carriers, so we can shop instead of sell

As an independent agency we’re not tied to one company. We compare home, auto, flood, umbrella and specialty coverage from 30+ carriers and show you the trade-offs side by side. For larger or higher-value homes we work with carriers such as Chubb, Cincinnati, Hanover, Openly, National General and Andover. See the carriers we work with or our high-value home insurance page.

Flood is a good example of why choice matters. We write NFIP policies, mainly through Selective, and we also quote private flood through Aon Edge, Beyond Floods, CatCoverage, Flow Flood, Neptune, Selective Flood and The Flood Insurance Agency. Private flood often has a shorter waiting period than the NFIP, and companies such as Neptune offer higher dwelling limits than the NFIP’s $250,000. More on our flood insurance page.

Two offices, licensed in 10 states

We’re licensed in 10 states: New Hampshire, Connecticut, Massachusetts, Rhode Island, Vermont, Maine, New York, Florida, Illinois and Ohio. That matters if you own a second home, have a child at college out of state, or are moving. One agent can keep the whole picture straight. Browse the towns we serve on our service areas page, or start with our New Hampshire insurance agency and Connecticut insurance agency pages.

Local since 2005, with a team of 15

We opened in 2005, and today there are 15 of us across our Portsmouth and Stratford offices. You can meet the team here.

Getting a quote

Having your current declarations page and details like roof age handy helps us move faster. If you have a closing date or a renewal deadline, tell us up front and we’ll plan around it. Start a quote or call (603) 431-4020.

Questions people ask us

Is Portsmouth Atlantic Insurance an insurance company?

No. We’re an independent insurance agency. We don’t issue policies ourselves; we compare coverage from 30+ insurance carriers and place your policy with the one that fits best. If your situation changes later, we can reshop it for you.

How many Google reviews does Portsmouth Atlantic Insurance have?

We’re the most-reviewed independent insurance agency in New Hampshire, with 1,000+ Google reviews across our two offices.

Where are your offices?

We have two: 601 Islington St, Unit 206, Portsmouth, NH 03801, and our Stratford, CT office. You can reach us at (603) 431-4020 or insure@portsmouthatlanticins.com.

Which states can you insure in?

We’re licensed in 10 states: New Hampshire, Connecticut, Massachusetts, Rhode Island, Vermont, Maine, New York, Florida, Illinois and Ohio.

How quickly will I get a quote?

It depends on what we’re quoting and how quickly we get the details. Having your current declarations page handy speeds things up.


Ready to compare? Request a quote, call (603) 431-4020, or email insure@portsmouthatlanticins.com.

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