Vermont Mutual Insurance, Quoted by a New England Independent Agency

Vermont Mutual has insured New England property from Montpelier since it was chartered in 1828, and it is still owned by its policyholders. Portsmouth Atlantic Insurance is a family-owned independent agency that quotes Vermont Mutual for homes, rentals, condo associations and apartment buildings, and it is our lead home carrier in Vermont. We compare it with 40+ other carriers before you choose. We don’t charge additional fees.

Request a quote Call NH (603) 431-4020 Call CT (203) 859-6858

Who is Vermont Mutual?

Vermont Mutual was chartered in 1828 and is headquartered on State Street in Montpelier. The company describes itself as one of the ten oldest mutual property and casualty insurers in the United States. It is owned by its policyholders rather than stockholders.

Vermont Mutual Insurance Group is the trade name of three companies: Vermont Mutual Insurance Company, Northern Security Insurance Company, Inc. and Granite Security Insurance Company. The group provides coverage throughout New England and upstate New York through more than 600 independent agencies, and publishes personal lines (auto, dwelling fire, homeowners, inland marine and umbrella) and commercial lines (businessowners, inland marine and umbrella).

Why Portsmouth Atlantic quotes Vermont Mutual

Vermont Mutual is the lead carrier we use for Vermont homes and rentals. Outside Vermont, it is one of our core property markets in New Hampshire, Maine, Massachusetts and Connecticut, and one of the carriers we can name for higher-value homes in Massachusetts and Connecticut.

It also matters for property owners. In Connecticut, Vermont Mutual writes rentals up to four-family on personal lines, and multi-family buildings on a businessowners policy. It is one of our markets for apartment buildings and condo association master policies in New Hampshire, Maine, Massachusetts and Connecticut.

For a closer look at its homeowners coverage, see our Vermont Mutual homeowners review.

Ratings and financial strength

Coverages we place with Vermont Mutual

These are the lines we use Vermont Mutual for, subject to state and underwriting.

Where we can place Vermont Mutual

We can place Vermont Mutual in Vermont, New Hampshire, Maine, Massachusetts, Rhode Island, Connecticut and New York, as follows, subject to underwriting. It is our lead home and rental carrier in Vermont.

From the Green Mountains to the Connecticut shore

Vermont Mutual’s home base shows in the risks it knows: older farmhouses, ski-country second homes, small multi-family buildings in mill towns and condo associations that need a master policy. In Vermont, it is usually the first carrier we price.

In Connecticut, we look at it for homes, rentals, apartment buildings and condo associations. In Massachusetts, we use it for apartment buildings and condo association master policies, alongside Andover and Providence Mutual.

How we quote Vermont Mutual

1. Tell us what you need covered. Request a quote or call us. Share the address, the drivers or vehicles if auto is part of it, and any current policies you want compared.
2. We check Vermont Mutual and other markets. If the property is in Vermont, New Hampshire, Maine, Massachusetts, Connecticut or New York, we can look at Vermont Mutual. We look at Vermont Mutual alongside other carriers we represent for the same property.
3. We explain the differences. You see how the forms, deductibles and eligibility compare, in plain language, before you choose. We don’t charge additional fees.
4. You choose, and we stay with you. If you already have a Vermont Mutual policy, you can pay a bill or start a claim through our carrier accounts page, or call us and we will help.

Reviews of Vermont Mutual Insurance Group

This section is for Google reviews of Vermont Mutual Insurance Group, the carrier, not of Portsmouth Atlantic.

Frequently asked questions