Policy Review

Almost all home insurance policies exclude coverage for earthquake damage, however they do offer the option to add the coverage as an endorsement. We recommend considering earthquake coverage – the cost to add depends on the state where your home is located & also depends on your insurance company.

A cyber liability coverage endorsement on a homeowner policy is like an extra layer of security for your digital life. This endorsement can cover a range of cyber crimes, such as: Cyber attacks where you incur data recovery expenses or system restoration costs. Cybercrimes like wire transfer fraud, credit card fraud, gift card scams, and phishing attacks. Cyber Extortion where you pay ransom money in an attempt to discontinue a cyber threat. Cyberbullying financial loss caused by online harassment or bullying. Legal Expenses and Damages Reimbursement covering the cost of defending a lawsuit and the settlement Think of it as having a personal bodyguard for your digital presence. Coverage options for Cyber will depend on the home insurance company.