By Jon Merwin, Founder and CEO
Openly is a newer name in New England home insurance, sold through independent agents. We’re appointed with Openly in New Hampshire, Maine, Massachusetts, Connecticut, Ohio and Illinois, and it’s one of the carriers we compare for many homes, including higher-value ones.
Portsmouth Atlantic Insurance is a family-owned independent agency founded in 2005 and licensed in 10 states. We work with 40+ carriers. New Hampshire’s highest-rated agency on Google · 1,000+ Google reviews and over 2,000 testimonials.
Where Openly fits among our carriers
Among our carriers, Openly fits homes up to about $5 million. That puts it in the comparison for many homes that are more valuable than average but don’t need a carrier that writes at any dwelling limit. Chubb and Cincinnati write homes at any dwelling limit, so for larger or more complex homes we compare Openly with them, too. Read more about how we choose carriers.
Openly for homes in our New England states
New Hampshire and Maine
Seacoast homes, older farmhouses and newer custom builds all raise different questions about rebuilding costs, wind and flood. See our guide to high-value home insurance in New Hampshire. We serve Maine homeowners from our Portsmouth, New Hampshire office.
Massachusetts
Coastal homes on the North Shore and South Shore and homes west of Boston are common fits to compare. See our guide to coastal Massachusetts high-value home insurance.
Connecticut
Openly is on our list of Connecticut homeowners carriers. Shoreline homes face wind and flood exposure and separate hurricane deductibles. See our guide to high-value home insurance in Connecticut.
Flood is separate
Homeowners policies generally don’t cover flood. For coastal and riverfront homes, we quote flood alongside the home policy, comparing NFIP and private flood options. Learn more on our flood insurance page.
What to have ready for an Openly quote
- The property address, square footage and year built
- Updates to the roof, wiring, plumbing and heating, with approximate years
- How the home is used, and whether it’s ever rented
- Your current declarations page and renewal date
For more on the company itself, read our local agent’s Openly homeowners insurance review.
When you have a claim
Call us first at (603) 431-4020. We help you report the claim to the carrier, explain what to gather, such as photos, receipts, appraisals and repair estimates, and follow up with the carrier until the claim is resolved. The carrier makes the coverage decision, and we stay involved throughout. Carrier claim contacts are also listed in our carrier directory.
Want to see how Openly compares?
Send us a few details and we’ll compare Openly with our other carriers for your home. Call (603) 431-4020.
Every carrier makes its own underwriting decisions, and coverage, forms and availability vary by state and policy. Nothing on this page is a promise of coverage or eligibility. We confirm the details for your home before you rely on a policy.
Frequently asked questions
Where can I get Openly through Portsmouth Atlantic Insurance?
We are appointed with Openly in New Hampshire, Maine, Massachusetts, Connecticut, Ohio and Illinois.
What size home does Openly fit?
Among our carriers, Openly fits homes up to about $5 million. For larger or more complex homes, we also compare carriers that write homes at any dwelling limit, such as Chubb and Cincinnati.
Do I need an agent to buy Openly?
Openly is sold through independent agents. As an independent agency, we can quote Openly and compare it with our other carriers at the same time.
Does Openly cover flood?
Homeowners policies generally exclude flood, so flood needs its own policy. We can quote NFIP and private flood options alongside your home policy.
Will you help if I have a claim with Openly?
Yes. Call us first at (603) 431-4020. We help you report the claim, explain what to gather and follow up with Openly until it is resolved. Openly makes the coverage decision.
By Jon Merwin, Founder and CEO
Family-owned since 2005, with 1,000+ Google reviews and over 2,000 testimonials. Meet our team.