Before your teenager takes the road, make sure they’re fully aware of the risks and responsibilities that come with driving.

Reminders for Your Teen

  • Encourage your teen to always wear a seatbelt when driving or
    riding with friends.
  • Have your child follow state-specific Graduated Licensing laws.
    They should pay attention to passenger limits and nighttime
    driving restrictions.
  • Your teen can reduce distracted driving by shutting off their cell
    phone or putting it on do not disturb, turning down the music and
    not eating while driving.
  • Junior operators will likely have bigger consequences for speeding
    like more expensive tickets or possible license suspension.
    Remind your teen to keep it slow, no speeding.

While driving is a fun milestone for many teens, it is also a serious matter and the responsibility shouldn’t be taken lightly.

In 2020, about 2,800 teens in the United States were killed and about 227,000 were injured in motor vehicle crashes.

The risk of motor vehicle crashes for 16 to 19-year-olds is nearly 3 times the rate of drivers 20 and older.

Teens who have not completed driver’s education are 75% more likely to get a traffic ticket and 24% more likely to be involved in an accident causing bodily injury or death.

How You Can Help

  • Enroll your teen in a Driver’s Education course and help them
    build their confidence through practice and reinforcement.
  • Create a Parent-Teen Driving Agreement. Set clear expectations
    and limits to avoid consequences for breaking the rules.
  • Consider a monitoring device or an app for peace of mind when
    you’re not along for the ride. With some insurance companies that offer telematics programs (Progressive, Safeco, Safety, etc.), you can monitor your teen’s driving
    habits via mobile app.
  • Check out this list from the Insurance Institute for Highway Safety
    for cars that are safe, reliable, and affordable. Newer cars with
    advanced safety features and technology can help keep your teen safe.

Discounts for Teen Drivers

Talk to us today about getting proper coverage for your new driver. Remember, to help lessen the cost of insurance, most insurance companies provide discounts for:

  • Driver Training
  • Defensive Driver
  • Away at School
  • Good Student
  • New Driver Family

Contact Us today for Auto and Home solutions and learn more about how we can help. Give us a call at 603-431-4020, email at or fill out the form on this page to get started.

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