Most-Reviewed Independent Insurance Agencies in New England, by State (2026)

Published on: April 22, 2026

Agencies · Reviews · New England
By Jon Merwin, Founder and CEO
Published April 22, 2026 · Updated October 15, 2026

Key takeaways
  • We counted Google reviews for local independent insurance agency offices in New Hampshire, Connecticut, Massachusetts, Maine, Vermont and Rhode Island on October 4, 2026.
  • Each office is ranked as its own Google listing, so agencies with many locations are compared office by office.
  • Portsmouth Atlantic Insurance’s Portsmouth office is the most-reviewed independent insurance agency listing in New Hampshire, with 590 Google reviews.
  • In Connecticut, Zurita Insurance & Financial Services in Milford leads with 689. Our Stratford, CT listing is second, with 506.
  • Breezy Seguros in Framingham leads Massachusetts, Cross Insurance in Providence leads Rhode Island, Kinney Insurance Agency in South Hero leads Vermont and Lotfey Dennett leads Maine.

Which independent insurance agencies in New England have the most Google reviews? We checked, state by state and office by office, and this page shows what we found. We’re Portsmouth Atlantic Insurance, an independent agency founded in 2005 and based in Portsmouth, NH. We wrote this page, and our two offices appear in two of the six lists, so we’ve spelled out exactly how we counted.

Small gray model house and a set of keys on a desk while an insurance agent reviews paperwork in the background
Comparing independent insurance agencies starts with how they explain your coverage.

How did we build this ranking?

  • Date checked. We read each count from the office’s Google Maps listing on October 4, 2026, between about 12:11 and 12:14 PM Eastern.
  • Local independent agencies only. We left out captive agents that represent a single insurer (such as State Farm, Allstate, GEICO and Comparion agents), insurance companies, AAA offices and online brokers.
  • Online-first agencies left out. Online-first and digital agencies, which sell mainly through a website or app rather than a local office, are not included.
  • One row per Google listing. Each office is ranked on its own. Some agencies, such as Cross Insurance, have many offices across New England; counting each office separately keeps the comparison office to office. Agencies with more than one listing in a state appear more than once.
  • Our own offices follow the same rule. Our Portsmouth, NH office is ranked in New Hampshire and our Stratford, CT listing is ranked in Connecticut.
  • Sorted by review count. We show each listing’s Google rating, but we do not rank on it.
  • Updates. We plan to recheck the counts every quarter. Counts change daily, so the live Google listing is always the most current number.

Disclosure: Portsmouth Atlantic Insurance wrote and publishes this page, and our two offices are included in it. We did not contact or receive anything from the other agencies listed.

Most-reviewed local independent agency office in each state, Google reviews
Breezy Seguros, Framingham (MA)4,356
Cross Insurance, Providence (RI)905
Zurita, Milford (CT)689
Portsmouth Atlantic, Portsmouth (NH)590
Kinney Insurance Agency, South Hero (VT)369
Lotfey Dennett, Portland (ME)240

Source: Google Maps listings, checked October 4, 2026. Each bar is a single office listing.

New Hampshire: most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Portsmouth Atlantic Insurance, Portsmouth5905.0
2Fortified Insurance Agency, Manchester2984.9
3French Insurance Agency, Hudson1885.0
4Avery Insurance, Portsmouth1455.0
5Tebbetts Insurance Agency, Hollis1134.8
6Foy Insurance (World Insurance), Nashua108Not recorded
7HBL Insurance, Dover835.0
8Foy Insurance (World Insurance), Manchester57Not recorded
Google Maps review counts checked October 4, 2026. Each office is its own Google listing and is ranked on its own. Rating shown for reference; listings are ranked by review count only.

Our Portsmouth office is the most-reviewed independent insurance agency listing in New Hampshire, at 590 Google reviews, and across our two offices we’ve earned over 2,000 testimonials. See our New Hampshire insurance agency page for how we work with homeowners across the state, and our New Hampshire home and auto bundle guide if you’re insuring both.

Connecticut: most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Zurita Insurance & Financial Services, Milford6894.9
2Portsmouth Atlantic Insurance, Stratford5064.9
3A.J. Gambardella, Stratford4975.0
4Independent Insurance Center, Manchester3784.9
5Safeshield, Stamford3765.0
6Moran Agencies, Bridgeport3184.8
Google Maps review counts checked October 4, 2026. Each office is its own Google listing and is ranked on its own. Rating shown for reference; listings are ranked by review count only.

Honorable mention: our Stratford, CT listing is second in Connecticut, with 506 Google reviews, and its count is still growing. Thank you to every Connecticut client who has taken the time to write one.

Zurita Insurance & Financial Services in Milford leads Connecticut, and A.J. Gambardella, also in Stratford, is close behind our Stratford, CT listing. Our Connecticut insurance agency page explains how we serve Connecticut.

Want a second opinion from one of these agencies?
We’re happy to review your current home, auto and umbrella coverage and compare 40+ carriers.
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Massachusetts: most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Breezy Seguros, Framingham4,3564.9
2A-Affordable Insurance, Worcester2,540Not recorded
3PTI, Framingham1,1375.0
4A-Affordable Insurance, Brockton1,019Not recorded
5Berlin Insurance Group, Worcester8864.9
6Breezy Seguros, Worcester (listed on Google as an insurance company)7864.9
7Vargas & Vargas, Boston7694.9
8Mainstream, Worcester366Not recorded
9Bender Hatch, Boston3655.0
10Point Insurance, Framingham313Not recorded
11A-Affordable Insurance, Lowell226Not recorded
Google Maps review counts checked October 4, 2026. Each office is its own Google listing and is ranked on its own. Rating shown for reference; listings are ranked by review count only. Portsmouth Atlantic is licensed in Massachusetts but has no office there, so we are not listed.

Massachusetts has the highest review counts in New England by a wide margin, and two agencies, Breezy Seguros and A-Affordable Insurance, have more than one office in the top ten. We’re licensed in Massachusetts and insure homes there from our Portsmouth office; see our Massachusetts homeowners insurance page.

Maine: most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Lotfey Dennett, Portland2405.0
2Noyes Hall & Allen, Portland1674.9
3Cross Insurance, Bangor117Not recorded
4Cross Insurance, Kittery51Not recorded
Google Maps review counts checked October 4, 2026. Each office is its own Google listing and is ranked on its own. Rating shown for reference; listings are ranked by review count only. Other Cross Insurance offices in Maine had fewer reviews. Portsmouth Atlantic has no Maine office, so we are not listed.

We’re licensed in Maine and insure homes there from Portsmouth, including in York and Kittery. Our Maine homeowners and second-home insurance page covers the state.

Vermont: most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Kinney Insurance Agency, South Hero3695.0
2Hull Maynard Hersey, Rutland944.8
3Crowley, Burlington934.8
4Hamlin, Brattleboro884.9
5Turnbaugh, Burlington535.0
Google Maps review counts checked October 4, 2026. Each office is its own Google listing and is ranked on its own. Rating shown for reference; listings are ranked by review count only. Portsmouth Atlantic has no Vermont office, so we are not listed.

Kinney Insurance Agency in South Hero leads Vermont by a wide margin; the next three offices are within a few reviews of each other. We’re licensed in Vermont; see our Vermont homeowners and second-home insurance page.

Rhode Island: most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Cross Insurance, Providence9054.9
2Podmaska, Providence2634.9
3Gaulin, Cranston1044.9
4Thompson Insurance Group1024.9
Google Maps review counts checked October 4, 2026. Each office is its own Google listing and is ranked on its own. Rating shown for reference; listings are ranked by review count only. Portsmouth Atlantic has no Rhode Island office, so we are not listed.

We’re licensed in Rhode Island too; our Rhode Island homeowners and second-home insurance page explains the state’s hurricane deductible rules.

What do review counts tell you, and what don’t they?

A large number of reviews tells you that many clients took the time to write about their experience with an office. It doesn’t tell you whether an agency is a good fit for your home, how it handles claims, or which carriers it can offer. Counts also favor offices with longer histories, and they change every day.

  • Read recent reviews, not just the total. Look for comments about renewals, claims and how quickly someone called back.
  • Read the low ratings too. How an agency responds to a complaint tells you a lot.
  • Check the license. State insurance departments offer public license lookups.

How do you pick an independent insurance agency?

Reviews get an agency onto your list. These questions help you choose, and our guide on how to choose an independent insurance agency in New Hampshire goes deeper:

  • Is it independent? An independent agency compares several insurance companies; a captive agent offers one. Our guide to independent vs captive agents explains the difference.
  • Which carriers can it offer you? Ask which companies it can quote for your home and cars. See the carriers we work with.
  • Is it licensed in every state where you own property? We are licensed in 10 states, which helps if you have a second home.
  • Will it review your coverage, not just the price? Ask for a walk-through of your dwelling limit, deductibles, flood and liability. Our no-obligation policy review is a good example of what to expect.
  • What do its clients say? Read our client testimonials, or any agency’s Google reviews, before you decide.
Before you choose an agency, check these
  • The agency is independent and compares several carriers.
  • It is licensed in every state where you own a home.
  • Recent reviews mention renewals and claims, not just the first quote.
  • It will review your current declarations page with you.
  • You know who your day-to-day contact will be.

Frequently asked questions

Which independent insurance agency has the most Google reviews in New Hampshire?

Among the local independent agency listings we checked on October 4, 2026, the Portsmouth, NH office of Portsmouth Atlantic Insurance had the most, with 590 Google reviews. The next was Fortified Insurance Agency in Manchester, with 298.

Which independent insurance agency has the most Google reviews in Connecticut?

Zurita Insurance & Financial Services in Milford had the most, with 689 Google reviews as of October 4, 2026. The Stratford, CT listing of Portsmouth Atlantic Insurance was second, with 506, just ahead of A.J. Gambardella in Stratford, with 497.

Which independent insurance agency has the most Google reviews in Massachusetts?

The Framingham office of Breezy Seguros had the most among the local independent agency listings we checked, with 4,356 Google reviews as of October 4, 2026.

Why do you rank each office separately?

Some agencies have one office and others have dozens. Ranking each Google listing on its own compares one office with another, so an agency with many locations does not top every state just because it has more listings.

Why are captive agents left out of this list?

A captive agent represents one insurance company, so it cannot compare policies from several carriers the way an independent agency can. This list covers local independent agencies only, so we left out captive agents, insurance companies, AAA offices and online brokers.

Sources

Google Maps business listings for each agency named, review counts and ratings read manually on October 4, 2026, about 12:11 to 12:14 PM Eastern. Counts change daily; check the live listing for the current number.

This page is general information, not a policy. Coverage, forms and availability vary by state, carrier and property, and every policy is subject to underwriting. Your policy documents control.

Looking for an independent agency in New Hampshire or Connecticut?
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Jon Merwin, founder and CEO of Portsmouth Atlantic Insurance
Jon Merwin, Founder and CEO, Portsmouth Atlantic Insurance, Portsmouth, NH
Portsmouth Atlantic has been an independent agency since 2005, is licensed in 10 states, works with 40+ carriers and has earned 1,000+ Google reviews and over 2,000 testimonials. Meet our team.
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