Top 10 Independent Insurance Agencies in NH and CT (October 2026)

Published on: April 22, 2026

Agencies · Reviews · New Hampshire and Connecticut
By Jon Merwin, Founder and CEO, Licensed Insurance Advisor
Published April 22, 2026 · Updated October 2026

Top 5 at a glance: most-reviewed independent agency offices
New Hampshire
  1. Portsmouth Atlantic Insurance, Portsmouth: 592 reviews, 5.0 stars
  2. Fortified Insurance Agency, Manchester: 298 reviews, 4.9 stars
  3. Keslar Insurance Agency, Newmarket: 190 reviews, 5.0 stars
  4. French Insurance Agency, Hudson: 188 reviews, 5.0 stars
  5. MAC Insurance Inc, Londonderry: 185 reviews, 5.0 stars
Connecticut
  1. Zurita Insurance & Financial Services, Milford: 693 reviews, 4.9 stars
  2. Portsmouth Atlantic Insurance, our Connecticut office: 509 reviews, 4.9 stars
  3. A.J. Gambardella Insurance and Financial Services, Stratford: 498 reviews, 5.0 stars
  4. CCS Insurance, Hebron: 463 reviews, 4.9 stars
  5. Independent Insurance Center, Manchester: 381 reviews, 4.9 stars

Ranked by Google review count, read October 19, 2026. Full top 10 lists and methodology below.

Which independent insurance agencies in New Hampshire and Connecticut have the most Google reviews? We checked office by office on October 19, 2026, and ranked the 10 most-reviewed listings in each state. We’re Portsmouth Atlantic Insurance, an independent agency founded in 2005 and based in Portsmouth, NH, with a second office in Fairfield, CT. We wrote this page and both of our listings appear on it, so we’ve spelled out exactly how we counted.

Small gray model house and a set of keys on a desk while an insurance agent reviews paperwork in the background
Comparing independent insurance agencies starts with how they explain your coverage.

How did we build these rankings?

  • Same-day counts. We read every review count and rating from each office’s Google Maps listing on October 19, 2026, between about 8:50 and 9:15 AM Eastern.
  • 100-review minimum. Only listings with 100 or more Google reviews were considered. The 10 with the most reviews in each state made the list.
  • Sorted by review count. Ratings are shown for reference. A tie in review count would go to the higher rating; there were no ties.
  • Local independent agencies only. We left out captive agents that represent a single insurer, insurance companies, AAA offices, online-only agencies, and agencies that sell only health, Medicare or life insurance.
  • National brokerages. Local offices of national brokerages, such as HUB International in Alton, NH and Relation Insurance in Cheshire, CT, are included when the office has its own Google listing, and are labeled as such.
  • One row per Google listing. Each office is ranked on its own, including both of ours. Agencies with several offices may have other listings with fewer reviews.
  • Updates. We plan to recheck the counts every quarter. Counts change daily, so the live Google listing is always the most current number.

Disclosure: Portsmouth Atlantic Insurance wrote and publishes this page, and our Portsmouth listing and our Connecticut office’s listing are included in it. We did not contact or receive anything from the other agencies listed. Agency descriptions are based on each agency’s own website.

New Hampshire: top 10 most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Portsmouth Atlantic Insurance, Portsmouth5925.0
2Fortified Insurance Agency, Manchester2984.9
3Keslar Insurance Agency, Newmarket1905.0
4French Insurance Agency, Hudson1885.0
5MAC Insurance Inc, Londonderry1855.0
6Gosselin Insurance Services, Hooksett1645.0
7The Insurance Outlet, Laconia1614.9
8HUB International (Alton Bay office), Alton1514.8
9Avery Insurance, Portsmouth1465.0
10Core Benefits Group (headquarters), Hampstead1374.7
Google Maps review counts and ratings read October 19, 2026. Each office is its own Google listing and is ranked by review count; a tie would go to the higher rating. Listings with fewer than 100 reviews were not considered.

Our Portsmouth office is the most-reviewed independent insurance agency listing in New Hampshire, at 592 Google reviews. See our New Hampshire insurance agency page for how we work with homeowners across the state, and our New Hampshire home and auto bundle guide if you’re insuring both. For a city-level view, see our top 5 insurance agencies in Portsmouth, NH.

1. Portsmouth Atlantic Insurance, Portsmouth, NH

Google reviews: 592 · Rating: 5.0 · Website
This is our agency. Founded in 2005 and family-owned, Portsmouth Atlantic Insurance is an independent agency in Portsmouth that compares 40+ carriers and is licensed in 10 states. New Hampshire’s highest-rated agency on Google, it has earned 1,000+ Google reviews and over 2,000 testimonials. We write home, auto, umbrella, flood and specialty personal insurance.

2. Fortified Insurance Agency, Manchester, NH

Google reviews: 298 · Rating: 4.9 · Website
An independent agency based in Manchester. Its website dates the agency to 2009. It writes personal and commercial insurance.

3. Keslar Insurance Agency, Newmarket, NH

Google reviews: 190 · Rating: 5.0 · Website
A full-service independent agency with offices in Newmarket, Rochester and Alton, serving New Hampshire, Maine and Massachusetts. It writes home, auto, renters, life, umbrella, boat, snowmobile and business insurance.

4. French Insurance Agency, Hudson, NH

Google reviews: 188 · Rating: 5.0 · Website
A family-owned independent agency in Hudson, founded in 1928 according to its website. It writes auto, home, business and life insurance.

5. MAC Insurance Inc, Londonderry, NH

Google reviews: 185 · Rating: 5.0 · Website
An owner-run independent agency in Londonderry serving New Hampshire and Maine. It writes personal lines, including auto, home, condo, renters, classic car, motorcycle, RV and boat coverage, plus commercial insurance for contractors and small businesses.

6. Gosselin Insurance Services, Hooksett, NH

Google reviews: 164 · Rating: 5.0 · Website
An independent agency in Hooksett that writes auto and home insurance and compares quotes from several insurance companies.

7. The Insurance Outlet, Laconia, NH

Google reviews: 161 · Rating: 4.9 · Website
A locally owned independent agency in Laconia that started in 2009 and serves the Lakes Region. It specializes in home, auto, RV and watercraft coverage and also writes business insurance.

8. HUB International (Alton Bay office), Alton, NH

Google reviews: 151 · Rating: 4.8 · Website
The Alton Bay office of HUB International, a national insurance brokerage. It was formerly Morin Insurance Agency, which HUB acquired in 2024. It writes personal and commercial insurance.

9. Avery Insurance, Portsmouth, NH

Google reviews: 146 · Rating: 5.0 · Website
An independent agency with offices in Portsmouth and Wolfeboro; this is the Portsmouth listing. It writes personal and commercial insurance, including home, auto, renters and motorcycle coverage.

10. Core Benefits Group (headquarters), Hampstead, NH

Google reviews: 137 · Rating: 4.7 · Website
Founded in 2010 and headquartered in Hampstead. It writes auto, home, life and health coverage for individuals, and business insurance, workers’ compensation and employee benefits for companies. It also runs a network of independent brokers.

Connecticut: top 10 most-reviewed independent insurance agency offices

RankAgency office (Google listing)Google reviewsGoogle rating
1Zurita Insurance & Financial Services, Milford6934.9
2Portsmouth Atlantic Insurance, our Connecticut office5094.9
3A.J. Gambardella Insurance and Financial Services, Stratford4985.0
4CCS Insurance, Hebron4634.9
5Independent Insurance Center, Manchester3814.9
6Safeshield Insurance, Stamford3775.0
7Relation Insurance (Cheshire office), Cheshire3744.9
8Trager Reznitsky Insurance, North Haven3694.9
9Branco Insurance Group, Naugatuck3605.0
10C.V. Mason Insurance Agency, Bristol3484.9
Google Maps review counts and ratings read October 19, 2026. Each office is its own Google listing and is ranked by review count; a tie would go to the higher rating. Listings with fewer than 100 reviews were not considered.

Zurita Insurance & Financial Services in Milford leads Connecticut. Our Connecticut office is second, with 509 Google reviews; thank you to every Connecticut client who has taken the time to write one. Our Connecticut insurance agency page explains how we serve the state.

1. Zurita Insurance & Financial Services, Milford, CT

Google reviews: 693 · Rating: 4.9 · Website
An independent agency founded in 2012 and headquartered in Milford. It writes personal and commercial insurance, including auto, home, business and life coverage, and is licensed in several states.

2. Portsmouth Atlantic Insurance, our Connecticut office

Google reviews: 509 · Rating: 4.9 · Website
This is our Connecticut office. Founded in 2005 and family-owned, Portsmouth Atlantic Insurance compares 40+ carriers, is licensed in 10 states and has earned 1,000+ Google reviews and over 2,000 testimonials. We write home, auto, umbrella, flood and specialty personal insurance.

3. A.J. Gambardella Insurance and Financial Services, Stratford, CT

Google reviews: 498 · Rating: 5.0 · Website
An agency in Stratford founded in 1977 according to its website. It offers personal and commercial insurance along with financial services.

4. CCS Insurance, Hebron, CT

Google reviews: 463 · Rating: 4.9 · Website
An independent agency with offices in Hebron and Shelton; this is the Hebron listing. It writes auto, home, condo, renters and business insurance, and its website describes re-shopping policies at renewal.

5. Independent Insurance Center, Manchester, CT

Google reviews: 381 · Rating: 4.9 · Website
An independent agency in Manchester that says it has served the area for 50 years. It writes auto, home, business, and life and health insurance.

6. Safeshield Insurance, Stamford, CT

Google reviews: 377 · Rating: 5.0 · Website
An independent insurance broker in Stamford that writes home, auto and business insurance.

7. Relation Insurance (Cheshire office), Cheshire, CT

Google reviews: 374 · Rating: 4.9 · Website
The Cheshire office of Relation Insurance, a national insurance brokerage. It was formerly SIG Insurance Agency, which Relation acquired in 2021. It writes personal and commercial insurance and employee benefits.

8. Trager Reznitsky Insurance, North Haven, CT

Google reviews: 369 · Rating: 4.9 · Website
An independent agency founded in 2014, with offices in North Haven, Branford and Southbury. It writes auto, home, life and business insurance.

9. Branco Insurance Group, Naugatuck, CT

Google reviews: 360 · Rating: 5.0 · Website
An independent agency in Naugatuck, started in 2008 by owner Fernando Branco. It writes home, auto, life, health and business insurance.

10. C.V. Mason Insurance Agency, Bristol, CT

Google reviews: 348 · Rating: 4.9 · Website
A family-owned independent agency that has served Bristol since 1883, according to its website. It writes personal and business insurance.

Want a second opinion on your coverage?
We’re happy to review your current home, auto and umbrella coverage and compare 40+ carriers. We don’t charge any fees.
Talk to our team: (603) 431-4020 · Request a coverage review

What do review counts tell you, and what don’t they?

A large number of reviews tells you that many clients took the time to write about their experience with an office. It doesn’t tell you whether an agency is a good fit for your home, how it handles claims, or which carriers it can offer. Counts also favor offices with longer histories, and they change every day.

  • Read recent reviews, not just the total. Look for comments about renewals, claims and how quickly someone called back.
  • Read the low ratings too. How an agency responds to a complaint tells you a lot.
  • Check the license. The New Hampshire Insurance Department and the Connecticut Insurance Department both offer public license lookups.

How do you pick an independent insurance agency?

Reviews get an agency onto your list. These questions help you choose, and our guide on how to choose an independent insurance agency in New Hampshire goes deeper:

  • Is it independent? An independent agency compares several insurance companies; a captive agent offers one. Our guide to independent vs captive agents explains the difference.
  • Which carriers can it offer you? Ask which companies it can quote for your home and cars. See the carriers we work with.
  • Is it licensed in every state where you own property? We are licensed in 10 states, which helps if you have a second home.
  • Will it review your coverage, not just the price? Ask for a walk-through of your dwelling limit, deductibles, flood and liability. Our no-obligation policy review is a good example of what to expect.
  • What do its clients say? Read our client testimonials, or any agency’s Google reviews, before you decide.
Before you choose an agency, check these
  • The agency is independent and compares several carriers.
  • It is licensed in every state where you own a home.
  • Recent reviews mention renewals and claims, not just the first quote.
  • It will review your current declarations page with you.
  • You know who your day-to-day contact will be.

Frequently asked questions

Which independent insurance agency has the most Google reviews in New Hampshire?

Among the local independent agency listings we checked on October 19, 2026, the Portsmouth office of Portsmouth Atlantic Insurance had the most, with 592 Google reviews, making it the most-reviewed independent agency listing in New Hampshire. Fortified Insurance Agency in Manchester was next, with 298.

Which independent insurance agency has the most Google reviews in Connecticut?

Zurita Insurance & Financial Services in Milford had the most, with 693 Google reviews on October 19, 2026. Our Connecticut office was second, with 509, followed by A.J. Gambardella in Stratford, with 498.

How did you rank the agencies?

We ranked each office’s Google listing by its number of Google reviews, all read on the same day. Ratings are shown for reference and would only break a tie. Only listings with 100 or more reviews were considered.

Why are national brokerages such as HUB International and Relation Insurance included?

Their New Hampshire and Connecticut offices have their own local Google listings and compare several insurance companies, so they meet the same rule as every other office. We label them as offices of national brokerages.

Why are captive agents left out of this list?

A captive agent represents one insurance company, so it cannot compare policies from several carriers the way an independent agency can. We left out captive agents, insurance companies, AAA offices, online-only agencies, and agencies that sell only health, Medicare or life insurance.

Sources

Google Maps business listings for each agency named; review counts and ratings read on October 19, 2026, about 8:50 to 9:15 AM Eastern. Agency descriptions from each agency’s own website. Counts change daily; check the live listing for the current number.

This page is general information, not a policy. Coverage, forms and availability vary by state, carrier and property, and every policy is subject to underwriting. Your policy documents control.

Looking for an independent agency in New Hampshire or Connecticut?
Founded in 2005 and family-owned, we compare 40+ carriers for clients in 10 states from our offices in Portsmouth, NH and Fairfield, CT.
Talk to our team: (603) 431-4020 · Get a quote
Jon Merwin, founder and CEO of Portsmouth Atlantic Insurance
Jon Merwin, Founder and CEO, Licensed Insurance Advisor, Portsmouth Atlantic Insurance, Portsmouth, NH
Portsmouth Atlantic has been an independent agency since 2005, is licensed in 10 states, works with 40+ carriers and has earned 1,000+ Google reviews and over 2,000 testimonials. Meet our team.
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