Guarding Your Home: The Definitive Guide to Preventing Water Damage and Protecting Your Investment

The last thing a homeowner wants to discover in their house is water seeping, dripping, or pooling where it shouldn’t be. You see, even a small amount of unwanted water in your home can quickly lead to structural damage, ruin your personal belongings, and result in mold or mildew growth. As a property owner in New Hampshire, it’s crucial to be aware of potential water damage risks and how to spot them before they become a major concern.

One of the insurance companies we work with, The Andover Companies, has created a downloadable information sheet that answers the following three questions homeowners often have about protecting their home from water damage:

  1. What are the most likely sources of water damage in my home?
  2. What are the indications that water may have already affected my home?
  3. What proactive measures can I take to prevent water leaks and damage proactively?

Because taking preventative steps is so important, this information sheet also features a comprehensive checklist to help you assess ten crucial areas within and around your home. This checklist can assist you in determining:

  • Why it’s wise to consider installing leak sensors and temperature change alarms.
  • How well your pipes are insulated against freezing and bursting.
  • Whether you’ve properly sealed any potential gaps, cracks, or openings where water could infiltrate.
  • Ways to minimize the risk of septic or sump pump overflows.
  • Precautions to take to prevent a water emergency when you’re away from home.

In the unfortunate event that water damage occurs despite your best efforts, your immediate priority should be locating the source of the leak and stopping the water flow. If you can’t pinpoint the issue or it’s not a straightforward fix, it’s best to shut off your home’s main water supply and reach out to a licensed plumber. Following that, your next call should be to your local insurance agent. If the cause of the water damage is covered by your homeowners insurance, your agent will assist you in navigating the claims process and provide guidance and support throughout the necessary cleanup and repairs.

Water damage is one of the most expensive and common home insurance claims, but it’s not the sole threat to your property’s well-being. At Portsmouth Atlantic Insurance, we are committed to helping you safeguard your valuable investment and ensuring that your home insurance adequately protects you from potential risks in the picturesque state of New Hampshire.

Contact Us today for Auto and Home solutions and learn more about how we can help. Give us a call at 603-431-4020, email at or fill out the form on this page to get started.

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