Welcome to our first official blog post! We wanted to highlight Progressive’s snapshot device and benefits that you receive from using it.
What is it?
Snapshot is an insurance program run by Progressive that rates your driving. The better you drive, the more you save. It’s a unique program that is free and we suggest that you try it. It costs nothing and may end up helping you save up to30% on your insurance bill.
How does it work?
Drivers plug the Snapshot device into a vehicle’s diagnostics port and it does the rest of the work on its own. It does not use GPS to track where you go but it does log how far how you drive, when you drive, and how often you slam on your brakes. After 30 days, Progressive will determine how much of a discount you are eligible for.
How long do I have to use it?
The minimum required amount for the device to be in your vehicle is 30 days and after that, Progressive will determine your driving rating and discount. At that point, you can choose to remove the device or continue to keep it to increase your discount rate. We recommend you keep the device in your vehicle because removing it will cause the discount to fall off after your renewal date. If you choose to keep the device in for the policy term Progressive will continue to collect data & the final discount will be applied to all renewals going forward.
How do I know what my driving rating is?
Progressive gives you access to the device online to see what your driving rating is and what information it picked up. You can also see if the device is functioning properly. The device is also programmed to beep in the vehicle when it detects whether you are breaking hard (this can be turned off).
How can I get more information?
You can call us here at Portsmouth Atlantic Insurance (603-431-4020) and we will answer any questions you have. Progressive has also set up an entire team to handle the Snapshot program and you can give them a call at 1-877-329-783.
Thanks for reading and check back in another week or two for our next blog post!