Skip to main content

Nashua Home Insurance

By September 14, 2017April 16th, 2019No Comments

Nashua is the second largest city in New Hampshire, offering a thriving local economy and affordable housing to residents of all ages. Money Magazine ranked Nashua as No. 1 among the “Best Places to Live in America” on two separate occasions. Living in Nashua, NH has a lot of perks, but homeowners will also face some challenges with heavy snowfall in the winter and occasional problems with flash flooding and wildfires. If you own a home in this community, make sure you’re prepared with reliable Nashua homeowners insurance.

Portsmouth Atlantic Insurance provide one-on-one support to Nashua residents who are searching for affordable home insurance options. With years of experience, our agents can help you navigate your coverage options and select a budget-friendly homeowners policy that will best protect your property from common local threats.

Cost of Homeowners Insurance in New Hampshire

  • National yearly premium average: $1,034
  • New Hampshire yearly premium average: $848
  • 30th most expensive premium in the U.S.

Even though the cost of home insurance in New Hampshire trends well below the national average, your ultimately depends heavily on the size and location of your home. Property that lies close to the Nashua River or the Merrimack River will often have higher premiums, thanks to an elevated risk of flooding and water damage. Portsmouth Atlantic Insurance agents can help you find the best rates on homeowners insurance by providing rate quotes on multiple policies in Nashua.

Nashua Second Home and Vacation Home Insurance

Nashua’s tight-knit community and picturesque scenery make it the ideal place to purchase vacation property. However, insuring a second home can be much more challenging than insuring your main residence. Vacation homes face different risk factors due to the fact they are often left unattended for longer periods of time. These properties face a much higher risk for vandalism and theft. Portsmouth Atlantic Insurance agents can help you navigate the insurance options that will best protect your second home or vacation property.

Number of Thefts in New Hampshire

  • National number of burglaries: 37,814
  • New Hampshire number of burglaries: 4,936

One of the best perks of living in Nashua is the low crime rate, but theft is still an occasional problem for homeowners. Even if you install a top-notch security system and keep your doors locked day and night, there’s no guarantee that you won’t be victimized at some point. Make sure to select a Nashua homeowners insurance plan that provides complete protection against theft, providing money needed to make property repairs and replace stolen items after a break-in.

Number of Catastrophes in New Hampshire

  • Number of catastrophes in New Hampshire: 95
  • Number of tornadoes in New Hampshire: 1
  • Amount of property damage in New Hampshire: $3,770,000
  • 1 in 15 insured homes has a claim each year

New Hampshire faces dozens of catastrophes and natural disasters every year, but blizzards, floods and fires are the main causes of the damage. Homes are often left with severe damage after these catastrophes, but if you have a reliable home insurance plan, you’ll have peace of mind that you’re always covered no matter what New Hampshire’s unpredictable weather throws your way.

What Are the Risks in Nashua?

For Nashua residents, the main concern for natural disasters comes during the winter months. With frigid temperatures and frequent ice and snow, property damage is fairly common in this area. The city reports an average snowfall of 55 inches per season, and this can lead to serious flooding issues during the spring melt-off. Make sure your home is well protected before the next winter storm hits by investing in a comprehensive Nashua home insurance plan.

Compare Nashua Home Insurance Quotes

If you want to enjoy savings on your homeowners insurance premiums in Nashua, take time to compare quotes from Portsmouth Atlantic before you choose a policy. Without expert advice, this can be challenging, especially if you are new to the world of insurance. Portsmouth Atlantic agents can make the process easier than ever by offering customized rate quotes from multiple policy providers in one place. Our expert agents can help you narrow your options and select an affordable policy to protect your home. Contact us to get a free rate quote, and start saving on your Nashua home insurance plan today.