Personal Insurance

If you have an accident…

By January 10, 2019 April 16th, 2019 No Comments

What to do if you have an accident:

  1. Call 911 if anyone is injured.
  2. Get names, addresses, phone numbers, makes of vehicles and license numbers of all other drivers, passengers and witnesses.
  3. Get all other drivers’ insurance information (company, policy number and contact info).
  4. Carefully examine damage to other vehicles.
  5. Do not admit fault.
  6. Call the police if there are injuries or if the other party(s) are uncooperative.
  7. Take photos of the accident location and the vehicles involved.
  8. Only discuss the accident with the police or with your insurance representative.
  9. Notify Portsmouth Atlantic Insurance immediately. If after hours, call your insurance provider.

 

Call us during our normal business hours at 603-431-4020:

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 8:00 AM – 4:00 PM

Or call your insurance provider:

Find company claims numbers.

Here’s a complete list of the info you should gather after an accident:

  1. Date & time
  2. City, street and intersection
  3. Road and weather conditions
  4. Direction and speed of both vehicles
  5. Did the police take a report? If so, what department and case number
  6. A detailed description of what happened
  7. Info about other drivers (name, phone, address, make, license #, driver’s license #, insurer, policy #, birth date)
  8. Witness info

 

If you don’t have a place to write down this information, use your phone’s camera to take photos of the other driver’s:

  • License
  • Registration
  • License plate
  • Proof of insurance