Concord Home Insurance

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Find the Right Concord, NH Homeowners Insurance

Concord is a gorgeous city in New Hampshire, with excellent schools and great neighborhoods. Unemployment rates remain low, and crime trends well below state averages, making this city the perfect place to settle down and raise a family. However, one disadvantage of Concord, NH is the severe winter weather that residents face each year. Heavy snowfall and frigid temperatures plague this area, so make sure you are prepared with Concord homeowners insurance.

Portsmouth Atlantic Insurance Agents offer one-on-one support to help you find the best home insurance plan for your property. Home insurance options are endless, but finding the right coverage can be hard. Instead of spending hours searching for your policy and comparing rates online, let our agents do the heavy lifting for you by matching you with an affordable plan in your area.

Cost of Homeowners Insurance in New Hampshire

  • National yearly premium average: $1,034
  • New Hampshire yearly premium average: $848
  • 30th most expensive premium in the U.S.

It is always hard to find affordable home insurance that has enough coverage to give you peace of mind. Keep in mind that there are a few factors that can help you get a lower rate. The most important thing to do is shop around and look at many different policies before committing to one. Other things that affect the cost of your policy are the size, age and location of your home. Portsmouth Atlantic Insurance agents can help you find discounts for bundled coverage or even security upgrades. When you chose to work with our agents, you are guaranteed to find a better rate.

Concord Second Home and Vacation Home Insurance

Concord is a beautiful place to purchase investment property or a vacation home. However, these properties are often tricky to insure. They face a unique set of threats due to the long periods of time they are left unsupervised. Vacation homes are often a target for theft, and the best way to protect your property is with a comprehensive home insurance plan. Portsmouth Atlantic Insurance agents can help you find a home insurance policy that is specifically designed to protect your second home investment.

Number of Thefts in New Hampshire

  • National number of burglaries: 37,814
  • New Hampshire number of burglaries: 4,936

When you are a homeowner, often your worst fear is that your home will be a target of a burglar. New Hampshire residents are not exempt from this threat. Homeowners should always install deadbolts and have an upgraded security system to help prevent a home invasion. However, the ultimate protection is a reliable insurance policy to protect your home and replace any stolen valuables.

Number of Catastrophes in New Hampshire

  • Number of catastrophes in New Hampshire: 95
  • Number of tornadoes in New Hampshire: 1
  • Amount of property damage in New Hampshire: $3,770,000
  • 1 in 15 insured homes has a claim each year

Considering the severe winters residents face each year, property damage can climb to huge amounts. Each year, property owners report over $1.8 billion in property damage. Whether it's blizzards, fire or flooding, residents see it all. To give you peace of mind, make sure you have reliable home insurance so that despite what comes your way, you are prepared. 

What Are the Risks in Concord?

Concord homeowners face the constant threat of winter weather. Frigid temperatures and heavy snowfall lead to many different problems for residents. Property damage is almost certain during winter months. Wildfires are also a problem in the summer and reduce properties to ash. There’s no way to guarantee that your home won’t be in the path of the next storm, so make sure you’re covered with the best Concord homeowners insurance in advance.

Compare Concord Home Insurance Quotes

Comparing quotes is the best way to ensure you will get the best price on your policy. Portsmouth Atlantic Insurance Agents are professionals and will always point you in the direction of the most affordable policy. With years of experience navigating home insurance plans in New Hampshire, our agents know what kind of coverage you need to keep your home protected from the most common local threats. Contact us for a free Concord home insurance quote today.